Fee Fight Playbooks
Short, practical guides for killing junk fees, forcing clean APR or lease terms, and negotiating from itemized OTD.
Use this exact sequence to remove overpriced extras, keep leverage, and close on clean OTD terms.
A copy/paste OTD request that reduces games and forces itemized deal terms before you visit.
Not every bad line is fatal. These worksheet patterns are the ones that usually signal deeper risk.
A practical script to pressure high in-house APR, compare true financing cost, and avoid payment-based confusion.
A quick method to test lease rate markup, challenge inflated money factor, and protect total lease cost.
A practical walkthrough for spotting doc fee inflation, add-on padding, and finance markup from a single worksheet photo before signing.